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Use it wish! Mobiles might boost your love life but can also help you catch that love rat!

Sending erotic messages from one cell phone to another has become liberating to the average enthusiast today. It is no longer news that a lot of mobile users now dabble in typed foreplay and sizzling erotic messages that make the mind boggle! The devil, they say, makes work for idle hands (thumbs?), so why not keep them busy by texting?
man-with-phoneWhen the texting bug first bit, everybody thought it was a teenage craze but it looks like anybody that can master the technique of their mobile instantly becomes hooked! Only these days, there are some texting etiquette to follow, to make sure you get it right to a T! With testing going through the roof especially
during festive periods, readers need a few tips.
“Before texting became popular, you had to make solid arrangement to see someone before you left the house,” commented a top mobile sales executive. “Now we’re a lot more flexible and spontaneous – you can be walking down the road, fancy a drink at your favourite spot, and text your mates to join you. We can also keep in touch with a lot moire people, even if we don’t speak to them that much, they become text friends.” But texting has also changed our lives – and not always for the better. A lot of affairs are constantly being discovered when a suspicious partner decides to investigate his or her other half’s phone. These discoveries have given rise to the number of love-rats, making partners more suspicious than ever before.
“But think of the boost and freedom the mobile has given to our love lives!” enthused Muni, a 35-year-old businesswoman. ‘Thanks to the mobile, spicing up your sex life doesn’t have to involve elaborate new mattress moves. All you need to do, wherever and whenever the bug bites you, is pick up the phone. If you want to turn your man on like never, first send a couple of erotic texts to him, then seek a private spot to use your mobile – it could even be in the loo!
“Then let your imagination run wild, tell him explicitly what he does to you and how randy you are feeling. You can so paint a picture of what you want from him that when you eventually meet, it wouldn’t be, for him to tell you some funny stories about what a hard day he’s had in the office … “
Flirting expert, Pauline, believes texting is great if used wisely. “It allows shy people to make a move”, she says. “If someone replies, it probably means they want to take things further. You can also send tempting saucy messages. But it does have disadvantages. like letters and e-mails,  it doesn’t have the support of body language. That can be dangerous because we use body language as our fmal detector of sincerity. Without the language, a chat-up line could come across as tacky, particularly if someone doesn’t know you. Texting has shortened what we say; as we shorten our words, we increase the chance of misunderstanding … “
That’s a wisdom to remember this festive period if you’re tempted to send a message to an old lover or attractive boss in a moment of drunken ‘intoxication!’ Findings have revealed that a lot of men will text someone they fancy when they’re drunk. More than half of women confessed they have suffered from ‘ex-
texting’ – sending an ill-judged message to a former partner and quite a number of users have experienced ‘mistexts’ accidentally sending a naughty message meant for a lover, to a ‘friend’ or, worse, a family’.
Careless texts can even cost lives. Some years back, Phillips IMc Nulty of Leicestershire in England, strangled his wife, Yvonne, to death with a dog lead. He had picked up her phone and just read a message: “Good morning, my darling. I feel like I have just won the lottery. I love you very much”. He convinced
himself that she was having an af to the wrong phone! Constant messaging can also be bad for your health. Dr. Mark Collins, head of Addiction Unit at Celeb Tetox Clinic, The Priory says he’s seen a rise in ‘text addiction’ with some clients spending up to seven hours a day on their phone keyboards. This leads to
repetitive strain injury, sleep deprivation and eye strain – plus increased agitation when they can’t get to their phones. A study of children in Belgium also revealed that 10 per cent of 13-year olds are disturbed by late-night messaging, leaving them tired and unable to concentrate.
“If you expect to be woken up”, reveals the study, “it changes your sleep. You sleep less deeply. It means you are effectively on call and more tired during the day”.
And the downside to the text revolution? According to the report, ‘it’s annoying when someone’s messing around with their mobile all the time. We need to learn ‘text etiquette’. And it is stressful when you’re contactable 24 hours a day. Maybe, we also need to learn to turn our phones off occasionally”.

The report concluded that life could be even moire difficult for text rats in future. “The phone network can tell where you are, when you use your phone. In the future, you could use it to track down your kids or even your sneaky other half!” So the message is clear-think before you text!
What Grown-Ups Do! (Humour)
A little boy wakes up in the middle of the night needing to use the toilet. On the way back from the toilet, he hears a noise from his parents’ bedroom, he peeps round the door and sees them in the throes of lovemaking.
Quietly, the boy creeps back to his own bedroom and wakes up his younger sister. “Come with me,” he whispers and takes her to see their parents. “Look at that,” he says, “and we get smacked just for sucking our thumbs!”
Return To Sender? ( Humour)
Late one night, the doctor was called out to the house of a woman expecting a baby. Unfortunately, the weather was very stormy and by the time he got there, the electricity had failed. He realised he would have to deliver the baby by candle light so he was forced to ask for the help of the woman’s young five- year-old son.
30 minutes later, the baby was born and all was well, thanks in part to the young boy holding the candle. The doctor examined the new arrival and gave it a tap on the bottom to make it cry. At that point, the young son said forcefully, ‘I’d smack him harder than that, he shouldn’t have been up there in the first place.”

I’m not worried about my job in Chelsea – Mourinho

mourinhoThe reigning Premier League champions suffered an embarrassing 3-1 defeat to the Reds at Stamford Bridge earlier today thanks to a brace from Philippe Coutinho and a late strike from substitute Christian Benteke.
The defeat for Mourinho’s men, which is their eighth in all competitions this season, leaves the Blues languishing in 15th place in the table with 11 points from their first 11 league matches.
Mourinho was fumming with the result, which was clouded in controversy, and refused to comment on his side’s latest setback after the full-time whistle.
““I have nothing to say. I have nothing to say. I have nothing to say,” he said when pressed on his thoughts on his game.
“I’m so sorry I have nothing to say.
When pressed to give a message to the fans, he added: “The fans are not stupid.”
When asked to speak about his job in Chelsea, he said ‘I’m not worried’

Lagos men in homosexual, serial rape scandal

An alleged self-confessed pastor, Sadeeq Mustapha, is facing trial at a Lagos State Magistrate Court sitting at Ogba, Agege where he has been charged with alleged attempt to rape two men.
Rape
Rape
Sadeeq (27) allegedly attempted to forcefully have sexual intercourse with a transporter, Oladimeji Taiwo, and a teacher, Yusuf Idowu, on October 9 and 10. The incident allegedly took place at No 9 Disu Akogun Street, Dopemu, Lagos.
The two-count charge against the suspect read: “That you, Saseeq Mustapha, on the 9th day of October, 2015 at 9, Disu Akogun Street, Dopemu, Agege, in the Ikeja Magisterial District, did conduct yourself in a manner likely to cause the breach of peace by forcefully wanting to have sex with one Oladimeji Taiwo ‘m’ and thereby committed an offence punishable under Section 166 (d) of the Criminal Laws of Lagos, Nigeria, 2011.
“That you, Sadeeq Mustapha, on the 10th day of October, 2015, at about 02.30hrs, at the same place and magisterial district, did forcefully wanted to have sex with one Yusuf Idowu ‘m’ by ordering him to pull off his clothes and committed an offence punishable under Section 166 (d) of the Criminal Laws of Lagos, Nigeria, 2011″.
The suspect pleaded not guilty to the charges and was granted bail in the sum of N200,000 with two sureties in like sum.
In his statement to the police, Oladimeji, one of the alleged victims narrated that the defendant met him in Dopemu area of the state, introduced himself as a pastor and then asked him for road direction around the area. After directing him, the alleged victim said the suspect requested to pray for him and that, since he liked associating with men of God, he took him (the pastor) to his house where he introduced him to his fellow tenants as a brother.
Oladimeji explained that they went into prayer session after the suspect had “blessed a table water he bought” on their way home, saying the prayer, which started late in the night, lasted for some time. He alleged that while the prayer lasted, the suspect ordered him to pull off his trousers and shirt, which he did. He added that, at a point, he started noticing some moves by the suspect and, as such, decided not to close his eyes anymore.
Oladimeji further alleged that the suspect’s mood changed as he asked him to lie down flat because, according to the suspect, the level of prayer they were about to go into required that he (the suspect|) lies on top of the person receiving the prayer. But that on noticing that the suspect was about to sleep with him rather than pray for him, he stood up, directed his gaze at the suspect, who had noticed a resistance to his intention, and warned him sternly against the attempt. He said he called off the prayer and sat down wondering with disbelief the alleged attempt to rape him.
He said that because he didn’t want to disgrace a man who said he was a man of God and the fact that he had already introduced him as a brother, he allowed the suspect to go in the morning, unmolested, but told him never to come to his house again.
Oladimeji said that after that, he left for work and did not return till the following morning. Upon his return, the alleged victim was amazed to still meet the suspect in his house. This was because the second victim, Yusuf, who only saw the Sadeeq and his co-tenant the previous night, did not know what had happened and, as such, had admitted the suspect into his apartment the second night during which the defendant allegedly attempted to rape him in the same manner he tried to rape Oladimeji the previous night.
On sighting the suspect, the latter said he ordered him to leave the house immediately but that Mustapha refused, prompting him to pick up a machete to attack him but for the intervention of neighbors who were later shocked to hear what the suspect allegedly did to his two victims. Still reluctant to leave the house, Oladimeji said he called his uncle, who instructed him to get the suspect arrested, which he did.

English Premier League result

English Premier League table after Saturday’s matches (played, won, drawn, lost, goals for, goals against, points):
EPL-Logo-111
Manchester City   11 8 1 2 26  9 25
Arsenal           11 8 1 2 21  8 25
Leicester         11 6 4 1 23 19 22
Manchester Utd    11 6 3 2 15  8 21
West Ham          11 6 2 3 22 15 20
Tottenham         10 4 5 1 16  8 17
Liverpool         11 4 5 2 12 12 17
Crystal Palace    11 5 1 5 12 11 16
Watford           11 4 4 3 10 10 16
Southampton       10 3 5 2 16 13 14
West Brom         11 4 2 5 10 14 14
Everton           10 3 4 3 13 13 13
Swansea           11 3 4 4 12 15 13
Stoke             11 3 4 4  9 12 13
Chelsea           11 3 2 6 16 22 11
Norwich           11 2 3 6 15 23  9
Bournemouth       10 2 2 6 12 22  8
Newcastle         11 1 4 6 12 22  7
Sunderland        10 1 3 6 11 19  6
Aston Villa       10 1 1 8  9 17  4

Bishop says Boko Harm has religious motives

CONTRARY to belief in certain quarters that Islamic fundamentalist group, Boko Harm, has no religious coloration, presiding bishop of Rhema Christian Church and Towers, Bishop Taiwo Akinola said all terrorist groups across the globe have expansionist religious motives, stressing that they are controlled by malevolent spirit that parades itself with the utmost aim to destroy the beautiful world created by God.
Bishop Taiwo Akinola
Bishop Taiwo Akinola
“Terrorism in any form is criminal; it is not and will never be justifiable for any reason. It is a major threat to national peace and security,” the bishop noted, adding “tragically, it is obvious that many people and even nations have lent their support to these mean and dark forces unknowingly or ignorantly.”
The bishop who congratulated Nigerians for the recent political transformation from one leadership to another, called on the new government to be proactive and prevent terrorist actions all over the globe particularly in Nigeria because of our present experience with the Boko Harm sect, urging Christians across the nation to intensify prayers against the scourge instead of retaliation as some persons are agitating out of frustration.
Addressing newsmen in his church office in Sango Ota, Ogun State on preparations for the church’s weeklong Rhema World Convention billed to begin today with a theme; “Wonderful Jesus”, and featuring Bishop Olantewaju Obembe, Alastair Mitchell Baker (UK), Apostle Warren Hunter (US), Bishop Victor Akilla, Dr. Kunle Adesina, Apostle Mike Tomomewo to mention but a few, he revealed plans by the church to establish a camp ground at Moluferin, Wasimi along Lagos-Abeokuta Expressway.
According to him, the proposed City of Zion, will have residential houses of various categories, Zion Sanctuary, International Peace and Freedom Centre, hospitals, old peoples home, schools, empowerment centers, shopping malls and recreation parks, all operating in Godly pattern under the Rhema Christian Church and Towers.
Akinola maintained that a closer look at happenings in the country eloquently show that God is very interested in the nation, and therefore urged fellow Nigerians to always give gratitude to God for taking control in all ways, and shun all forms of negative utterances about this country.
“Nigeria has a bright future, and surely, there shall be light at the end of the tunnel,” he averred, adding that Nigeria is part of the next eleven identified by Goldman Saths Investment Bank as having a high potential of becoming the world’s largest economies before the close of the 21st Century using the criteria of macro-economic stability, political maturity, openness of trade, investment policies and quality of education.
“These indicate that what we have and do not appreciate is valued by others with keen insight; which is a confirmation that God’s eyes are on the land and also on the people of Nigeria,” he opined, advising that all Nigerians to refrain from using their tongues to utter evil in order not to truncate the divine plan for our great nation.
He also appealed to Nigerians, irrespective of political persuasion, to shun corruption in all forms and endeavour to live righteously and be patriotic because righteousness, according to him, exalts a nation while sin is a reperoach to any people.
“The time has come for us to treat the nation with pride. No matter how far we have travelled or sojourned, we will still remain Nigerians. I believe that a feeling of self-pride in this nation is necessary for us to propel Nigeria further to greater heights. The solution to a greater Nigeria lies in the hands of all Nigerians,” he stated.

NAIRA DEVALUATION DEBATE: Apex bank’s forex regime creating more problems for the economy

Just few weeks after the Central Bank of Nigeria (CBN) raised alarm that Nigeria’s economy was sliding into a recession, and may hit full recessionary period in 2016, if measures were not put in place to boost the rate of growth, the former governor of CBN, Sanusi Lamido Sanusi, has called for further devaluation of the Naira.
Counterfeit nairaWhile Sanusi stressed that further devaluation of the local currency becomes necessary to absorb shock in the system, as the economy is currently in a slow down, the current CBN’s governor, Mr. Godwin Emefiele, said earlier that another devaluation of the Naira will bring a telling effect on the economy and severe hardship for the citizens.
He explained that the CBN initially devalued the naira by using monetary policy to address the seeming economic crisis in the country, as a result of falling oil prices. He added that the local currency was devalued in an attempt to manage exchange rate, in order to ensure stability in the system.
In the same vein, the World Bank has raised alarm over the state of Nigeria’s economy, saying pragmatic steps must be taken to shore up the economy, in order to prevent it from going into a recession.
Expert’s opinion:
In a chat with Sunday Vanguard in Lagos, the Director General, Lagos Chamber of Commerce and Industry (LCCI), Mr. Muda Yusuf, said, “My view is that the CBN’s approach to management of the forex market has created more problems for Nigeria’s economy than it has solved.    The reason being that, it has not resulted in transparency issues in forex allocation; stopping of round tripping because of the huge disparity in rates; liquidity problem, as it is very difficult to access foreign exchange, even for items that are valid for forex.    There is absence of a level playing field and there is uncertainty in the system, as the forex market has become very unpredictable.”
He explained, “Our country’s risk rating has also taken a hit. It has had a profound negative effect on many businesses in the country.The CBN had fixed an exchange rate, which the apex bank itself lacks the capacity to support in terms of supply.    Its policies also represent a major obstruction to inflow of autonomous foreign exchange.    It is a very unusual model. The CBN got itself needlessly entangled in a complex web of trade policy issues, which have caused varying degrees of dislocations for investors in the economy across the broad spectrum of large, medium and small enterprises.”
“My submission is that the CBN should return to status quo and focus on creation of a foreign exchange market that is efficient, transparent, predictable and market driven, to enhance economic growth and development. The apex bank should thereafter work in concert with other economic ministries like Finance, Trade and Investment, Planning Commission and the Nigeria Customs Service (NCS) to articulate fiscal policy measures to fix sectoral, productivity and competitiveness issues in the economy”.
Naira devaluation and investments outflow:
Moreso, the economy has experienced huge investments outflow following declining oil prices and devaluation of the naira. Already, investors have pulled investments estimated at a monetary value of N4.9trillion from the economy, even as more foreign investors withdrew N846.53 billion investments from the Nigerian Stock Exchange (NSE), due to what they described as uncertainty in Nigeria’s economy.
Naira devaluation and exchange rate:
When Sunday Vanguard visited some Bureau de Change (BDC) outfits within Lagos metropolis, it was observed that the naira currently exchanges for between 215 and 220 at the black market, while the inter-banks rate is about N197 to 1$. The CBN carried out the first stage of Naira devaluation in the last quarter of 2014 fiscal year, as oil prices fell at the international market and the government announced austerity measures to tax people enjoying luxury goods in the country. The CBN then devalued the Naira from N155 official exchange rate to N168 per dollar,  increased lending rate from 12 to 13 per cent and the Cash Reserve Requirement (CRR) for private sector deposit from 15per cent to 20 per cent.
The economic implication of the Naira devaluation was instant depreciation of the Naira, as exchange rate increased from N155 to about N230 per dollar at the black market, and people began to pile up dollars in their houses. Also, entrepreneurs, especially manufacturers dealing with imported raw materials experienced high cost of getting materials for production, following the depreciation of the Naira.
It could be recalled that in the last quarter of 2014, the International Monetary Fund (IMF) had predicted slow growth rate for Nigeria in 2015. The IMF prediction was based on events that surrounded the economic front, from the drop in oil prices to declining foreign reserve and insecurity in some parts of the country, preventing inflow of Foreign Direct Investments (FDIs) into Nigeria.
Statistical overview of declining oil prices from 2014 last quarter to 2015:
The crude oil prices declined from over $120 per barrel in the last quarter of 2014 to $100 pb; from $100 to $85pb; from $85$pb to $80; from $80pb to $73pb and from $73 to $54pb.    Another resultant effect of falling oil prices on the economy was a slash in 2015 budget by N235 billion, from N482 trillion to N466 trillion, as against N4, 724.69 in 2014. The Finance Ministry also approved $5 per barrel reduction in 2015 budget benchmark from $78 to $73 per barrel in line with the economic realities. At present, there is so much uncertainty in Nigeria’s economy.
The way forward:
For economic experts,  the way forward is to diversify the economy into non-oil sectors to develop the real sector, saying that the shock the economy is experiencing now is the aftermath of the drop in crude oil prices, which started in the last quarter of 2014. Government has also been advised to ensure proper coordination of fiscal and monetary policies to move the economy forward, even as government should begin to address fiscal imbalance in the system.

Man, 75, in court for alleged possession of human head in Ekiti

The police on Thursday arraigned a 75-year old, James Adeniran, and three others in an Ado-Ekiti Chief Magistrates’ Court for alleged conspiracy and possession of human head.
The other three accused persons were Tope Omoleye,19, Femi Ajayi, 20, and Dada Owoeye,45.
Prosecutor Caleb Leramo told the court that the accused persons on Oct. 27 at Iloro-Ekiti, Ijero Local Government Area conspired and unlawfully had in their possession human head of one late Peter Ajayi.
Mr. Leramo said the offence contravened Sections 516 and 329 (a) of the Criminal Code of Ekiti State, 2012.
The accused persons pleaded not guilty to the two-count charge.
Their Counsel, Busuyi Ayorinde, urged the court to admit his clients to bail, promising that reliable sureties would be available to take them on bail.
Magistrate Richard Adegboye granted bail to each of the accused persons in the sum of N200,000 with two sureties each in like sum.
Mr. Adegboye adjourned the case till Nov.23, for hearing.

Kano govt shuts college over alleged sodomy cases

The Kano State Government has ordered the immediate closure of boys section of Hassan Ibrahim Gwarzo College, Kano, over recent media report of alleged child abuse in the school.
Deputy Governor of the state, Hafiz Abubakar, announced the closure of the college while inaugurating a 14-man committee to investigate the matter on Friday.
Mr. Abubakar, a professor, who expressed government’s concern over the ‘’unfortunate’’ report, said that the committee was headed by former Vice Chancellor, University of Maiduguri, Prof. Abubakar Mustapha.
He mandated the committee to carry out a thoroughly investigation of the alleged sodomy in the school, especially the perpetrators of the act.
He directed the committee to identify all victims of the alleged abuses as well as establish the extent of abuse and levels of culpability.
‘’It is also expected to investigate knowledge of the school management on the cases and establish its culpability or otherwise,’’ he added.
The deputy governor charged the committee to recommend appropriate measures to be taken by the government to guard against future occurrence.
The committee, whose members included legal practitioners, civil society organisations, police, Hisba, has two weeks to submit its report.

'Give me your tired, your poor': Ellis Island register clerk's fascinating photographs document the birth of the American melting pot as the United States threw open its doors to become a nation of immigrants.

These fascinating photographs capture America's rich cultural heritage through the lives of the immigrants who helped shape the country. 
Taken at Ellis Island in the early 20th century, they reveal the diverse and unique history of the U.S. as a nation of immigrants. 
Amateur photographer Augustus Sherman, who worked as the chief registry clerk on Ellis Island from 1892 to 1925, was intrigued by people's background and culture. Most of his 250 pictures feature subjects dressed in their elaborate national costumes or folk dress.A Romanian piper is evidence of the diverse costumes and native dress that came through Ellis Island in droves in the early 20th century
A young Swedish girl in traditional pointed hat and eleborate costume is pictured on Ellis Island while her family wait to be approved to travel to the mainland
A Slovak woman and her son, one of millions of families who fled Hungarian persecution to America in the late 19th and early 20th centuries
A young Swedish girl in traditional pointed hat and eleborate costume is pictured on Ellis Island while her family wait to be approved to travel to the mainland (left) while a Slovak woman and her son (right) were one of millions of families who fled Hungarian persecution to America in the late 19th and early 20th centuries
Three women are pictured from Guadeloupe, a French overseas territory in the southern Caribbean Sea, arrived at Ellis Island on their way to America
Three women are pictured from Guadeloupe, a French overseas territory in the southern Caribbean Sea, arrived at Ellis Island on their way to America
A couple of Dutch children, dressed in their traditional clogs and costume, clutch onto their immigration forms in the pictures by photographer Augustus Sherman
A couple of Dutch children, dressed in their traditional clogs and costume, clutch onto their immigration forms in the pictures by photographer Augustus Sherman
They were taken during the height of immigration to the U.S. from the 1890's to the 1950's, when millions of the disposed, the persecuted, and people just looking for a chance to pursue a new life, would have passed through Ellis Island.
Many of the people featured were families or individuals who were being detained on the island as they for medical reasons, or as they waited for money, travel tickets or to be collected. 

His subjects, dressed in the exotic local garb of mostly Eastern and Southern Europe, would go on to become the founding mothers and fathers of communities across the continent that exist to this day.  
The fascinating collection includes a Slovakian family, one of millions who fled Hungarian persecution to America in the late 19th and early 20th centuries.
Others came to seek their fortune in a new land of promise.

ELN rebels in Colombia kill 12 security staff

Colombia"s Defense Minister Luis Carlos Villegas (C) delivers a speech, next to Colombian armed forces chief General Juan Pablo Rodriguez (L) and director of national police General Rodolfo Palomino (R) during a news conference in Bogota, Colombia October 26, 2015.

Image copyrightReuters
Image captionDefence Minister Luis Carlos Villegas (centre) said six other people are missing after the attack
Leftist rebels in Colombia ambushed a group carrying regional election ballots, killing 12 members of the security forces, officials say.
The group had left an indigenous reservation in the northern Guican province when it was hit, defence minister Luis Carlos Villegas said.
He said the National Liberation Army (ELN), Colombia's second-biggest rebel group, was behind the attack.
President Juan Manuel Santos vowed retaliation against the attackers.
On Sunday, Mr Santos had said the election had been "the most peaceful and least violent in decades".
Eleven of those killed were soldiers, while the other was a police officer, Mr Villegas said.
Six other people, among them poll workers and a local guide, were missing, he added.
Colombia's government is locked in talks with another rebel group, the Revolutionary Armed Forces of Colombia, or Farc, to end almost five decades of violence.
Late last month, the two parties reached agreement on how to punish human rights abuses committed during the conflict - a detail seen as key to a lasting peace deal.
The Farc has called several times for the ELN to join their peace talks.
Occasional attacks by Farc rebels have occurred despite negotiations taking place in Havana. In May, it ambushed and killed 11 soldiers after briefly suspending its ceasefire.
A month later, rebels killed three police officers and cut off power to close to 500,000 people.

Colombia's armed conflict

Image captionFarc rebels have been fighting the government since 1964
•More than five million internally displaced
•More than seven million registered victims
•About 8,000 Farc rebels continue fighting

Donald Trump 'started out with $1M loan' from father

Donald Trump and Matt Lauer on 26 October 2015

Image copyrightReuters
Image captionMr Trump said it was not always so easy for him financially
Republican presidential candidate Donald Trump has said he got his start in business with a "small" $1m loan from his father.
Speaking at a town hall meeting in New Hampshire, voters asked the flamboyant businessman to show some humility and common ground with average Americans.
Mr Trump said he "often drives himself" and recently ate at McDonald's.
His father Fred was a successful real estate developer who gave him seed money to begin investments.
"It has not been easy for me," said Mr Trump.
"And I started off in Brooklyn, my father gave me a small loan of $1m. I came into Manhattan and I had to pay him back, and I had to pay him back with interest."
The town hall's host, NBC's Matt Lauer, said most people would not consider that a small amount.
One woman at the town hall said some would only vote for him if he would "eat a piece of humble pie once in a while", to which Mr Trump responded that doing so would expose weaknesses to foes like Russian President Vladimir Putin.
Opponent Ben Carson, a former neurosurgeon, has been gaining on Mr Trump in some polls.
In the last few days, he has been on the receiving end of attacks from the billionaire businessman, who says Mr Carson is "low energy".
Voting in the party primary contests begin in February and the presidential election is in November next year.
Germany's World Cup-winning captain and former coach Franz Beckenbauer has said he made a "mistake" in the bidding process to host the 2006 World Cup, but denied that votes were bought.
Beckenbauer was the head of the World Cup organising committee, which reports allege made a payment to Fifa in return for a financial grant.
The 70-year-old said a Fifa proposal "should have been rejected".
Germany beat South Africa in 2000 to host the tournament six years later.
Beckenbauer added that he took "responsibility for this mistake".
Der Spiegel magazine reported on 16 October  that an alleged slush fund of 6.7 million euros (£4.8m) was used to buy votes for Germany - an allegation denied by the German Football Association (DFB).

'Der Kaiser'

Born: 11 September, 1945
Nationality: German
Teams played for: Bayern Munich, New York Cosmos, Hamburg and West Germany
Honours as player: Bundesliga (5), German Cups (4), European Cups (3), Uefa Cup Winners' Cup, 1974 World Cup, 1972 European Championship
Teams managed: West Germany, Marseille, Bayern Munich
Honours as manager: 1990 World Cup, Bundesliga, Uefa Cup, Ligue 1
Individual honours: Ballon d'Or (2), German footballer of year (4)
International caps: 103
Beckenbauer denied sending "money to anyone in order to buy votes" in a statement on 18 October, but gave further details after being questioned on Monday by a law firm hired by DFB to investigate the claims.
"In order to get a subsidy from Fifa [for the organisation of the 2006 World Cup] those involved went ahead with a proposal from the Fifa finance commission that in today's eyes should have been rejected.
"I, as president of the then-organising committee bear the responsibility of this mistake."
Beckenbauer captained West Germany to victory as hosts at the 1974 World Cup, and was coach when they next lifted the trophy in Italy 16 years later.
He then managed Olympique Marseille and Bayern Munich, where he is now honorary president.

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